Account Fees and Limits
Card Account Fees
Card purchase
Free
Monthly management fee
Free
Card Dormancy Fee (applied if no card activity over the last 12 months)
£2
Personal accounts - Load VFX account via Debit card
0.5% of load amount
Load VFX account via Bank transfer
Free
Over the counter cash - International
£4 plus 1% of transaction amount
Over the counter cash - Domestic
£4 plus 1% of transaction amount
Available balance enquiry - via App or Web
Free
PIN reminder
Free
PIN renewal
Free
Card replacement fee - damaged/lost/stolen
£6
Additional card
£6
Text advice on transaction
Free
Email advice on transaction
Free
Disputed transaction fee
£25
Margin Fees
Unfunded margin daily administration fee
0.05%
Card limits
Standard
Premium
Maximum spend in one day
Standard €5,000
Premium €10,000
Maximum number of cards spends per day
Standard 10
Premium 10
Maximum purchase amount per year
Standard €15,000
Premium €50,000
Maximum ATM daily amount
Standard €1,000
Premium €1,500
Maximum individual ATM withdrawal
Standard €500
Premium €500
Maximum ATM withdrawals per day
Standard 2
Premium 2
Maximum ATM per year
Standard €15,000
Premium €50,000
Standard
Premium
Maximum spend in one day
Standard €5,000
Premium €10,000
Maximum number of cards spends per day
Standard 10
Premium 10
Maximum purchase amount per year
Standard €50,000
Premium €100,000
Maximum ATM daily amount
Standard €500
Premium €1,000
Maximum individual ATM withdrawal
Standard €500
Premium €500
Maximum ATM withdrawals per day
Standard 2
Premium 2
Maximum ATM per year
Standard €40,000
Premium €100,000
Fees displayed in Euro due to currency card base
Card fees per currency*
ATM (domestic)
3
ATM (international)
3
POS (domestic)
0.8
POS (international)
Free
ATM (domestic)
1.5
ATM (international)
1.5
POS (domestic)
0.4
POS (international)
Free
ATM (domestic)
2.5
ATM (international)
2.5
POS (domestic)
0.70
POS (international)
Free
ATM (domestic)
15
ATM (international)
15
POS (domestic)
4
POS (international)
Free
ATM (domestic)
2
ATM (international)
2
POS (domestic)
0.5
POS (international)
Free
ATM (domestic)
15
ATM (international)
15
POS (domestic)
4
POS (international)
Free
ATM (domestic)
250
ATM (international)
250
POS (domestic)
60
POS (international)
Free
ATM (domestic)
20
ATM (international)
20
POS (domestic)
5
POS (international)
Free
ATM (domestic)
3.5
ATM (international)
3.5
POS (domestic)
0.8
POS (international)
Free
ATM (domestic)
8
ATM (international)
8
POS (domestic)
2
POS (international)
Free
ATM (domestic)
20
ATM (international)
20
POS (domestic)
5
POS (international)
Free
ATM (domestic)
2
ATM (international)
2
POS (domestic)
0.5
POS (international)
Free
ATM (domestic)
30
ATM (international)
30
POS (domestic)
8
POS (international)
Free
*Base currency is set according to the registered country of residence
Multi-currency Corporate Card
Ideal for your personal and business requirements, the VFX Multi-currency Card enables you to instantly exchange what you need, when you need it and avoid incurring international transaction fees when you make purchases. Benefit from a completely secure service as well as some of the best exchange rates on the market.
Open an account