Who We Are

Navigating the Complexity of Global Finance.

VFX guides global businesses and institutions through finance with clarity and composure.

We remove noise and emotion from decision-making, providing the infrastructure, insight, and technology to manage treasury and currency risk across 190+ jurisdictions and 130+ currencies.

Our platform is proprietary, our banking relationships are Tier-1, and 90% of employees with one or more years of service hold equity, ensuring long-term thinking, accountability, and a commitment to results.

We're not building a better version of what came before. We're building what should have existed all along.

VFX in Numbers

£20bn

Transacted.

More than volume. It’s confidence in every transaction, built on experience and execution.

90+

People, One Vision.

A growing global team of sharp, humble people, with 90% holding equity, aligning our success directly with our clients'.

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Licences.

Authorised and regulated by the FCA in the UK (two licenses), and by the DFSA in the UAE, and FINTRAC in Canada, with more jurisdictions to follow.

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Global Office Locations.

From London to Dubai, Madrid to Toronto, we’re exactly where our clients need us.

Our Evolution
Over Time

Since 2008, VFX has grown from a specialist FX provider into a trusted partner for sophisticated clients navigating complex international finance.

Over the years, we have expanded our platform, strengthened our banking partnerships, and developed services that bring structure to cross-border operations. Each milestone reflects our commitment to clarity, reliability, and innovation in an evolving financial landscape.

Our journey continues with a focus on building solutions that anticipate client needs and being there at all times.

2011

VFX Financial is founded

2011

Authorised with the FCA as a Payments Institution

2013

Authorised as a MiFID investment firm by the FCA

2015

VFX Global Payment Inc. registered with FINTRAC as a Money Service Business 

2016

VFX Financial PLC changes authorisation to an Authorised Electronic Money Institution (EMI) with the FCA

2022

VFX receives material investment to continue its growth domestically and internationally

2025

Authorised with a Category 3D licence by the DFSA through VFX DIFC

2025

VFX receives the UK Business Awards’ Business Growth Award, two accolades at the Wealth & Finance Fintech Awards, and was named among CNBC UK’s Top Fintech Companies.

More About VFX

Redefining What a Financial Partner Can Be

We serve clients where complexity is the norm, where managing cross-border payments, cash flow, liquidity, and FX exposure demands more than a transactional approach.

VFX delivers end-to-end alternative banking solutions that support the operational and strategic needs of international businesses, institutions, and holding structures.

Whether it’s navigating multi-currency cash positions, providing accounts to receive funds and streamline reconciliation, building tailored hedging frameworks, or integrating payment infrastructure into existing systems, we deliver clarity, control, and confidence where others introduce noise.

Behind every solution is a disciplined, approachable team, a secure platform, and a simple goal:

To bring simplicity to financial complexity.

Trusted Partnerships. Broader Capabilities.

Our network of tier-1 banking partners across key markets enables us to offer a wide range of alternative banking solutions.

This foundation gives you access to local business accounts, multi-currency management, and seamless cross-border operations, all underpinned by trusted relationships and strong regulatory compliance.

Purpose-Built for Scale and Precision

VFX is not an off-the-shelf platform. Our technology is developed entirely in-house to meet the real demands of global finance. 

We’ve engineered a platform that scales with your requirements, giving you speed, visibility, and total confidence across borders.

With operations spanning the UK, Europe, UAE and Canada, we deliver on-the-ground capabilities with a centralised view, so you can move capital fast, without losing control.

What Drives Us

We exist to help clients navigate the complexities of international operations, providing clarity and confidence where it matters most.

That takes more than a platform with cutting-edge capability. It takes judgement, discipline, and a certain kind of team.

At VFX, we build with intent. We hire for clarity of thought, strength of character, and a shared belief that global finance can be simpler, smarter, and more rational. With many of our people holding equity in the business, accountability is personal; when our clients succeed, so do we.

Our values keep us ambitious, aligned, and human, with a common drive to improve how international finance is done, and who it works for.

Our Values

The Values That Guide Us

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Growth Focused

We put our clients' interests first and excel at breaking barriers to create opportunities. We believe in pushing the boundaries of what is possible.

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Never Stop Learning

With a culture of continuous learning, we never stop sharpening our skills. Curiosity, honesty, and transparency keep us ahead of the curve, raising the bar individually and as a team.

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We Before Me

We know the most exceptional results come from collaboration, accountability, and putting teamwork ahead of individual ego. Everyone plays their part in driving VFX forward.

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It’s Personal, Not Professional

We take the success of VFX personally. We embrace challenge, demand excellence, and take ownership of outcomes, driving long-term success through relentless effort and smart execution.

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Get Sh$t Done

We act with urgency and razor-sharp focus, cutting through the noise to deliver results that matter.

Culture

Our Ownership Culture

When people own their impact, they act differently.

At VFX, ownership isn't a concept: it's a commitment. 90% of employees with one or more years of service hold equity, with profits distributed annually to those who help build the business. This drives long-term thinking, greater accountability, and a deeper responsibility for the outcomes we deliver.

This is how we align personal ambition with company performance, and ultimately, with our clients' success.

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Who We Serve

The Clients We Support.

From scaling SMEs to global institutions, we serve clients whose financial requirements cross borders and boundaries.

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Corporate Clients
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Private Markets & Institutions
Meet the team

Your Partners in
Global Finance

The VFX team brings together deep experience and understanding of international banking, private capital, FX risk, payments, and technology. However, it’s more than credentials that set them apart.

They're hands-on, accountable, and aligned with the clients they serve. Focused on building long-term value, they set the tone for a culture that balances high performance with humility, and strategy with action.


Nick England
Chairman

Nick England

Henry Lisney
Chief Executive Officer

Henry Lisney

James Stuart
Founding Partner

James Stuart

Richard Collis
Chief Operating Officer

Richard Collis

Carlos Candeias
Chief Technology Officer

Carlos Candeias

David Brown
Non-Executive Director

David Brown

Build What Matters.
Own What You Do.

We don't hire for hierarchy, we hire for hunger, accountability, and the drive to solve complexity.

At VFX, ownership isn't a perk: it's the norm. Most of our team are equity holders, and every voice has weight. You'll be trusted with real responsibility from day one, backed by people who want to see you succeed.

If you're sharp, curious, and ready to make a difference, we'd like to meet.

Manage Global Finances. Anytime. Anywhere.

Manage local and international accounts, send and collect payments, track markets, and view balances, all in one secure mobile app.

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